See link below for the 2011 wind, hail, and tornado events across the United State. 2011 was a disastrous yea r for the insurance industry and consumers should be expecting big changes on homeowners insurance and possibly car insurance in some areas where there was wide spread hail damage.
There are several options that can help mitigate rate changes: 1. Change your homeowners deductible to see how that affects your rate. 2. Talk to your local independent agent to see what other options are out there. Did your insurer add a special wind/hail deductible? Chances are your independent agent has insurers that didn’t.