Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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Keep Pets Happy and Safe on Vacation

You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long...

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Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to...

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Spring Into Home Maintenance Mode in Missouri

Spring is a time for rejuvenation, and, as the weather gets warmer here in Liberty, Missouri, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing...

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Agency President on AM 980 KMBZ

Listen this Saturday (March 21, 2015) at 2 PM as Ryan Gerstner makes his regular appearance as Planning to Prosper Radio moves over to AM 980 KMBZ. Planning to Prosper has a diverse range of guests and financial advice...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Missouri residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Missouri, it may be a good time of the year to...

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the...

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New Staff Person

Prime Insurance Agency is pleased to welcome Pam Smart as a member of our team. Pam comes highly recommended after spending the previous 24 years at American Family. She has a wealth of experience and is very personable....

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Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Prime Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At Prime...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Make Sure Your Pets Travel Well for the Holidays

The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Missouri. If you are gearing up to travel and...

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Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Missouri. Football brings with it a whole host of seasonal activities...

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Electronic Proof of Car Insurance is Legal in Missouri

Effective August 28, 2013, Missouri consumers can show electronic proof of auto insurance. Previously, only paper evidence of insurance was legal, but now consumers can use their smart phones, tablets, laptops, etc. to...

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How do I Handle Insurance During a Divorce?

After 17 years of marriage, Ann and David have recently decided to end their union. One can imagine that this time is emotionally devastating for them, but for many couples in the midst of divorce, finances and a...

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A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at...

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Back to School Safety Reminders

The end of summer in Missouri means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should be extra...

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Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Prime Insurance we want you to be educated...

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When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

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Radio Appearance on 1660 AM

Our agency owner, Ryan Gerstner, recently made a guest appearance on the radio show Planning to Prosper with hosts Jeb Graham and Drew Scianna of Day One Financial. Their hour long financial and business planning show...

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Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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Why does Dave Ramsey only endorse Independent Insurance Agencies?

No doubt many of our agency's clients are Dave Ramsey devotees and even if you're not, Dave is a very well respected leader in finance, budgeting, debt management, and leadership. Whether or not you currently subscribe...

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A Time to Celebrate Mothers

As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Prime Insurance, we thought it would be fun to give you a little...

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It's Time for Spring Cleaning!

Spring is a time of new beginnings in Kansas City and Liberty - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Prime Insurance, some...

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The Importance of Renters Insurance

If you live in a rental home or apartment in Liberty, chances are you don't have the proper insurance. Despite the fact that rented homes are more likely to be burglarized than owner-occupied properties, nearly 60...

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Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Prime Insurance want to remind you it's also a great time to...

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Cabin Fever? Make a Home Insurance Inventory!

Do you have the winter time blues? Cabin fever? Looking for a way to pass the time? Why not take a few minutes if you're stuck inside this winter to make a home inventory? If disaster strikes or your home is burglarized...

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Be the Pinnacle of Health & Wellness This Winter

It goes without saying that keeping yourself and your family healthy through the winter months in Kansas City and Liberty can be a challenge. When you combine chillier temps, housebound days - not to mention kids...

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Protect Your Motorhome and RV From the Cold

If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Prime Insurance wish you a safe journey - and that we're...

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Fight the Flames: Seven Tips for Protecting Your Home from Fire

In 2011, fire departments in the US responded to over 1.3 million fires that resulted in 3,005 civillian deaths and over $11.6 billion in direct property loss, according to the National Fire Protection Association. As...

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Could you be liable for a holiday party?

Who is liable if a holiday guest gets food poisoning or drives home drunk? As millions of Americans host and attend holiday parties across the street and across the country, many may be unaware of the risks they may be...

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Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Prime Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays certainly...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Liberty...

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Halloween Safety: Be Ready When the Little Goblins Come Out

It's a night full of treats for both kids and adults in Liberty. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that...

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First Car, First Insurance Question: Does My Teen Driver Need Their Own Policy?

How to insure a teenager's car has got to be one of the most common questions Trusted Choice ® independent insurance agents get asked year after year. Should parents title and insure a teen driver's car separately...

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When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in Missouri or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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5 Things to Discuss with Your Teen Driver

Driving can open up new opportunities for teens but with those opportunities comes responsibility. It's important for teens to understand those responsibilities and for parents to set appropriate expectations. With...

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Get the Most Out of Your RV This Summer

There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Prime Insurance Agency wants you to get the most out of your travels. General...

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Changing Your Address Means Changing Your Insurance

Every year more than 40 million Americans will move, according to the American Moving and Storage Association. As you pack up your belongings and move across town or across the country, make sure you don't forget...

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Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in Missouri this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day...

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Rental Car Insurance: To Buy or Not to Buy?

As many of you leave Kansas City for summer vacations, millions of Americans will take to the roads to head to the Lake of the Ozarks, Branson, St. Louis, or other states nearby to Missouri. Since many will make the...

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Saving Money on Insurance: How Can It Be Done?

In the throes of an economic recession, millions of consumers today are cutting back on discretionary spending-and are even tightening up on the necessities. Now is an excellent time to review your insurance coverages...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Missouri, you may own much more...

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Notable Omissions/Limitations in Your Home Insurance Policy

Do you know what types of losses your home insurance policy will cover? Perhaps more important, do you know what types of commonly occurring losses it will not cover? Knowing the limitations in your policy is the first...

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Insuring Your Happily-Ever-After

Getting married and embarking on a new life together is one of the most exciting experiences in two people's lives. It's a time of hope, promise, romance and ... reality. Finding the person who will be by your side...

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Congratulations Class of 2012: Now It’s Time to Graduate to Your Own Insurance!

It's a rite of passage for college students to don cap and gown and march for graduation ceremonies- in fact, according to the National Center for Education Statistics (NCES), nearly 1.8 million students will graduate...

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All new Primeinsurancekc.com

We just completed a new redesign of our web site: primeinsurancekc.com. Let us know what you think. We hope you find the site to be much more user friendly and that it's easy to request auto quotes, auto ID cards,...

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Safety Tips for Your Boat Trailer

When purchasing a trailer in Missouri or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft....

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Managing the Cold Chain

Protect your restaurant, your customers, and your reputation Restaurant and foodservice owners across Missouri know the importance of managing "the cold chain" and how seriously it needs to be followed to prevent food...

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Tornadoes Happen Every Year - Are You Prepared?

You don't have to be directly hit by a tornado in Missouri to experience damage. Taking some time to prepare could save you thousands of dollars and hours of clean-up. Know What Your Insurance Covers and How Much You...

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Prime Insurance is on Twitter!

We have been big fans of Twitter for a long time, but have finally started a Twitter page for the agency in addition to our Facebook and Google+ pages. We thought it would be a good way to keep our clients and friends...

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Wedding Insurance

Are you getting married or is a loved one getting married? Have you thought about wedding insurance? If you were like me, you probably didn't even know it existed. The average wedding costs in excess of $20,000 today...

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Travelers Puppy Love


What’s SR22 Insurance?

If you were like me a few years ago, you may not have any idea what SR22 insurance is. Why would you ever need one? If you get a DUI or DWI, you may be required by Missouri or Kansas to get an SR22. Your current insurer...

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Benefits of an Independent Insurance Agent


Disastrous 2011 Weather Events affecting your homeowners insurance?

See link below for the 2011 wind, hail, and tornado events across the United State. 2011 was a disastrous yea r for the insurance industry and consumers should be expecting big changes on homeowners insurance and...

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Online Car Insurance Quotes

More and more often, people want to be able to get their own car insurance quotes online. Prime Insurance embraces technology by offering our comparative rater online. Get multiple online car insurance quotes instantly...

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Are you maximizing the discounts on your motorcycle insurance?

Own a motorcycle or have a friend with a motorcycle? Are they paying too much for motorcycle insurance? Get a discount for being a Harley Owners Group member or the Honda Rider's Club of America from Dairyland Insurance....

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Are you maximizing your discounts for home and car insurance?

There are a few simple things that can be done to maximize your discounts on car and home insurance. First and foremost is being financially responsible. People with high credit scores pay far less for insurance....

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Did you know this about car insurance?

Travelers Insurance sold the first auto insurance policy in 1898 to Dr. Truman Martin. The policy provided $10,000 of liability coverage for $11.25/year. Travelers continues the tradition today with ConciergeClaim...

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Do I need umbrella insurance?

There's more than a few people that think an umbrella is only for a rainy day. Insurance wise, if you need an umbrella, it ended up being far worse than a rainy day; it's a catastrophic day that can cause financial ruin....

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Travelers Declare your Independence


We’re moved into our new Liberty office!

We're officially moved into the Victory building at 5 Victory Ln., Ste. 102 in Liberty, MO. We're easy to find right off of I-35 and 152 Highway right behind the Wendy's and very close to Liberty High School. We're...

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Exciting news!

In January 2012, Prime Insurance Agency will be moving offices to 5 Victory Ln., Ste. 102 in Liberty, MO 64068. It will be conveniently located off of I-35 and Highway 152 near Liberty High School. We love being in the...

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The Messenger Loves Progressive Independent Agents

Contrary to perception, many Progressive clients are served by independent agents. Progressive is especially known for car insurance as well as being the largest motorcycle insurer. Additionally, Progressive is a large...

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New Homeowners coverage from Allied Insurance

Allied Insurance just rolled out Advanced Home Protection coverage in Missouri. Many insurers offer some sort of extended coverage on the dwelling. Allied's new endorsement offers uncapped dwelling replacement giving...

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Term Life Insurance

Less than half of Americans have any sort of life insurance. Part of the decline is there's fewer life insurance agents today and with the decline in whole life insurance, it's difficult for someone to make a living...

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Catalog Your Property

A great way to help in the claims process and to reduce stress during a stressful time is to know what you actually have. You may think you can recall what you have, but if your home or business has been destroyed or...

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Perceptions

Something that I've always found interesting about insurance is how differently people view it. Some want the cheapest and pay little to no attention to the coverage. Others want a name brand and pay little to no...

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Hello!

I've never blogged before, but I'm going to try to stay on insurance topics and perhaps business related topics. While I'd love to blog about realignment armageddon and what that means for our local universities, you'll...

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