Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Fight the Flames: Seven Tips for Protecting Your Home from Fire

In 2011, fire departments in the US responded to over 1.3 million fires that resulted in 3,005 civillian deaths and over $11.6 billion in direct property loss, according to the National Fire Protection Association. As...

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Could you be liable for a holiday party?

Who is liable if a holiday guest gets food poisoning or drives home drunk? As millions of Americans host and attend holiday parties across the street and across the country, many may be unaware of the risks they may be...

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Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Prime Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays certainly...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Liberty...

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Halloween Safety: Be Ready When the Little Goblins Come Out

It's a night full of treats for both kids and adults in Liberty. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that...

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First Car, First Insurance Question: Does My Teen Driver Need Their Own Policy?

How to insure a teenager's car has got to be one of the most common questions Trusted Choice ® independent insurance agents get asked year after year. Should parents title and insure a teen driver's car separately...

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When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in Missouri or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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5 Things to Discuss with Your Teen Driver

Driving can open up new opportunities for teens but with those opportunities comes responsibility. It's important for teens to understand those responsibilities and for parents to set appropriate expectations. With...

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Get the Most Out of Your RV This Summer

There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Prime Insurance Agency wants you to get the most out of your travels. General...

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Changing Your Address Means Changing Your Insurance

Every year more than 40 million Americans will move, according to the American Moving and Storage Association. As you pack up your belongings and move across town or across the country, make sure you don't forget...

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Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in Missouri this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day...

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Rental Car Insurance: To Buy or Not to Buy?

As many of you leave Kansas City for summer vacations, millions of Americans will take to the roads to head to the Lake of the Ozarks, Branson, St. Louis, or other states nearby to Missouri. Since many will make the...

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Saving Money on Insurance: How Can It Be Done?

In the throes of an economic recession, millions of consumers today are cutting back on discretionary spending-and are even tightening up on the necessities. Now is an excellent time to review your insurance coverages...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Missouri, you may own much more...

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Notable Omissions/Limitations in Your Home Insurance Policy

Do you know what types of losses your home insurance policy will cover? Perhaps more important, do you know what types of commonly occurring losses it will not cover? Knowing the limitations in your policy is the first...

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Insuring Your Happily-Ever-After

Getting married and embarking on a new life together is one of the most exciting experiences in two people's lives. It's a time of hope, promise, romance and ... reality. Finding the person who will be by your side...

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Congratulations Class of 2012: Now It’s Time to Graduate to Your Own Insurance!

It's a rite of passage for college students to don cap and gown and march for graduation ceremonies- in fact, according to the National Center for Education Statistics (NCES), nearly 1.8 million students will graduate...

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All new Primeinsurancekc.com

We just completed a new redesign of our web site: primeinsurancekc.com. Let us know what you think. We hope you find the site to be much more user friendly and that it's easy to request auto quotes, auto ID cards,...

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Safety Tips for Your Boat Trailer

When purchasing a trailer in Missouri or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft....

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Managing the Cold Chain

Protect your restaurant, your customers, and your reputation Restaurant and foodservice owners across Missouri know the importance of managing "the cold chain" and how seriously it needs to be followed to prevent food...

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Tornadoes Happen Every Year - Are You Prepared?

You don't have to be directly hit by a tornado in Missouri to experience damage. Taking some time to prepare could save you thousands of dollars and hours of clean-up. Know What Your Insurance Covers and How Much You...

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Prime Insurance is on Twitter!

We have been big fans of Twitter for a long time, but have finally started a Twitter page for the agency in addition to our Facebook and Google+ pages. We thought it would be a good way to keep our clients and friends...

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Wedding Insurance

Are you getting married or is a loved one getting married? Have you thought about wedding insurance? If you were like me, you probably didn't even know it existed. The average wedding costs in excess of $20,000 today...

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Travelers Puppy Love


What’s SR22 Insurance?

If you were like me a few years ago, you may not have any idea what SR22 insurance is. Why would you ever need one? If you get a DUI or DWI, you may be required by Missouri or Kansas to get an SR22. Your current insurer...

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Benefits of an Independent Insurance Agent


Disastrous 2011 Weather Events affecting your homeowners insurance?

See link below for the 2011 wind, hail, and tornado events across the United State. 2011 was a disastrous yea r for the insurance industry and consumers should be expecting big changes on homeowners insurance and...

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Online Car Insurance Quotes

More and more often, people want to be able to get their own car insurance quotes online. Prime Insurance embraces technology by offering our comparative rater online. Get multiple online car insurance quotes instantly...

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Are you maximizing the discounts on your motorcycle insurance?

Own a motorcycle or have a friend with a motorcycle? Are they paying too much for motorcycle insurance? Get a discount for being a Harley Owners Group member or the Honda Rider's Club of America from Dairyland Insurance....

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Are you maximizing your discounts for home and car insurance?

There are a few simple things that can be done to maximize your discounts on car and home insurance. First and foremost is being financially responsible. People with high credit scores pay far less for insurance....

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Did you know this about car insurance?

Travelers Insurance sold the first auto insurance policy in 1898 to Dr. Truman Martin. The policy provided $10,000 of liability coverage for $11.25/year. Travelers continues the tradition today with ConciergeClaim...

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Do I need umbrella insurance?

There's more than a few people that think an umbrella is only for a rainy day. Insurance wise, if you need an umbrella, it ended up being far worse than a rainy day; it's a catastrophic day that can cause financial ruin....

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Travelers Declare your Independence


We’re moved into our new Liberty office!

We're officially moved into the Victory building at 5 Victory Ln., Ste. 102 in Liberty, MO. We're easy to find right off of I-35 and 152 Highway right behind the Wendy's and very close to Liberty High School. We're...

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